Page 11 - ITU-T Focus Group Digital Financial Services – Technology, innovation and competition
P. 11
G AGENTS 188
12 Agents in DFS 188
12.1 Overview 188
12.2 Competition aspects 188
12.3 Country examples 188
H TECHNICAL AND COMMERCIAL RESPONSES TO COMPETITION BOTTLENECKS 190
13 Thin SIMS 190
13.1 Overview 190
13.2 Country examples 190
14 Sound-based payment access 191
14.1 Overview 191
14.2 Country Examples 191
15 Java applets 192
15.1 Overview 192
15.2 Country examples 192
16 Smartphone-based interfaces 193
16.1 Overview 193
17 Mobile virtual network operators 193
17.1 Overview 193
17.2 Country examples 194
18 New payment rails and interfaces 194
18.1 Overview 194
18.2 Country examples 195
ANNEX A: Competition Primer 197
ix
