Page 10 - ITU-T Focus Group Digital Financial Services – Technology, innovation and competition

3 Roles and responses of regulators in competition matters in DFS 161
3.1 Remits of regulators related to competition matters 161
3.2 Application of regulatory remits 161
3.3 Competition-related regulatory responses possible or seen in DFS Markets 162

B MARKET ACCESS 164

4 Market access and licensing 164
4.1 Overview 164
4.2 Competition aspects 165
4.3 Country examples 165

C ACCESS TO BEARER TECHNOLOGY 168

5 USSD access 168
5.1 Overview 168
5.2 Competition aspects 169

6 SIM toolkit access 176
6.1 Overview 176
6.2 Competition Aspects 177

7 Short code access 178
7.1 Overview 178
7.2 Obtaining Short codes 178
7.3 Competition aspects 179
7.4 Country examples 179

8 Quality of service 180
8.1 Overview 180
8.2 Country example 180

D ACCESS TO PAYMENT INFRASTRUCTURE & SERVICES 181

9 Payment infrastructure & services 181
9.1 Overview 181
9.2 Competition aspects 181
9.3 Country examples 182

E ACCESS TO AND USE OF BIG DATA SETS 184

10 Big data and DFS 184
10.1 Overview 184
10.2 Competition aspects 185
10.3 Country example 185

F ACCESS TO AND USE OF APPLICATION PROGRAMMING INTERFACES 186

11 Application programming interfaces 186
11.1 Overview 186
11.2 Competition aspects 186
11.3 Country examples 187

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