Page 89 - ITU-T Focus Group Digital Financial Services – Consumer Experience and Protection
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ITU-T Focus Group Digital Financial Services

                                  Consumer Experience and Protection







               Does the provider seek  indemnification for  provider’s legal fees?  No  Yes  No  Yes  No
















               Is there a manda- tory arbitration   clause?  No  Yes  No  No  No










              Does the agreement  limit consumer’s  access to the judicial   system?  No  No  No  No  No














            Is the capital city  selected as the  venue for resolution  of disputes that  cannot be resolved   in house?  No  Yes  No  No  No











              Is there a charge  to call the cus- tomer service hot   line?  No  Yes  N/A  N/A  No












              Does the contract  state that there is   customer service   hot line?  Yes  Yes  No  No  No*










            Does the contract  indicate what the  in house com- plaints procedure  is for resolution   of disputes?  No  Yes  No  No  No











               Name of T&Cs   reviewed  Utl-M-Sente  -- Uganda MTN   MTN Kongola   (Jumo)  Airtel Money  Steward Bank Note: N/A – as there is no mention of a hotline












                      Uganda  Zambia   Zimbabwe

                Country









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