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AI for Good Innovate for Impact



                      [5] TransUnion, “Q1 2025 Credit Industry Insights Report (CIIR).” [Online]. Available: https://
                      newsroom �transunion �com/ q1 -2025 -ciir/   

                      [6] G. Elliehausen, “Written Statement,” CFPB Symposium on Behavioral Economics, Consumer
                      Financial Protection Bureau, 2020. [Online]. Available: https:// files �consumerfinance �gov/ f/
                      documents/ cfpb _elliehausen -written -statement _symposium -behavioral -economics �pdf

                      [7] Testbeds or Pilot Deployments. [Online]. Available: https:// getsera �io 

                      [8] Code repositories. [Online]. Available: https:// github �com/ eraxadr 









































































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