Page 50 - Implementation of Secure Authentication Technologies for Digital Financial Services

7�2 Use case: Authentication to access a digital financial service
The examples for the Entity authentication use case cation when a user wants to transfer money through
describe how next generation authentication mech- mobile devices.
anisms are used to authenticate an individual for The Alipay payment authentication process
authorization to consume services. adopts the local model of IFAA and is based on the
IFAA authentication protocol as illustrated in Fig-
7.2.1 Example: IFAA use case – Alipay ure 16.
fingerprint/face payment Figure 34 is the snapshot from Alipay.
Alipay is the most popular mobile payment applica-
tion in China. It supports fingerprint or face authenti-

Figure 34 – IFAA use case: Alipay fingerprint/face payment

48 Implementation of Secure Authentication Technologies for Digital Financial Services