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IFAA specifications have powered massive adop- 6.4.1 IFAA Biometric Authentication – Local
tion of fingerprint authentication in scenarios of Model
e-commerce, Internet Finance, Banking, Traveling, In the local model, the biometrics system resides in
Mobile Office as well as Internet of Things (IoT). the user equipment. The biometric data are collect-
Increased coverage of banks has been seen in the ed, stored and compared locally by the biometrics
past months. system when called by the user application but the
IFAA identifies two technical models for biomet- authentication decision is not made locally. A creden-
ric authentication: local model and remote model. At tial will be provided based on the output of the local
present IFAA specifications focus on the local model, biometrics system and sent by the user application
but the remote model is also on IFAA’s schedule. to the server side. The authentication decision will
be made by the authentication server based on the
credential provided from the user equipment.
Figure 14 is the technical framework of this model.

Figure 14 – IFAA biometric authentication – local model

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