Page 180 - ITU-T Focus Group Digital Financial Services – Technology, innovation and competition
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Technology, Innovation and Competition
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Type of behaviour MNO- MNO/PSP- Independent Independent MNOs affiliated affiliated PSPs banks PSPs 2 banks 1 X X X 10 X X X X ITU-T Focus Group Digital Financial Services X X X X X X X X X X X X X X 16 X
Infrastructure pricing Differential, higher pricing on USSD, and/or STK access 9 Provision of bearer access at below cost Not given fair reasonable and non-discriminatory (FRAND) access to bank/national payment infrastructures Bundling and cross subsidization Cross-platform subsidization and incentives Forced use of
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