JSC «Intervale» was founded in 1999. The main focus of company’s activity is development of platforms and solutions for remote banking transactions in open telecommunication networks - the Internet and GSM. Intervale is a Russia and CIS leader in the field of Mobile Commerce. Deep knowledge of modern trends allow us to make a choice in favor of the most secure, reliable and fault-tolerant solutions. JSC «Intervale» certified by Visa International Service Association to conduct technology development with the use of “3-D Secure” specification. Our application for handsets supports all modern terminals and able to run on different operating systems. The mechanisms of encryption and the formation of an electronic signature are widely applied in the solutions of the company for storage and data transfer.