Page 133 - The Digital Financial Services (DFS) Ecosystem

ITU-T Focus Group Digital Financial Services
Ecosystem

Challenges with enrollment or use of the Not specified
program by the poor:
% of the enrolled who are poor: Not specified

Challenges with enrollment or use of the Not specified – “There has been some concern regarding taking women’s bio-
program by women: metrics in conservative populations, particularly photos and iris scans of Muslim
women who wear the veil. In most cases, however, this has been a minor or a
non-issue.” 27
% of the enrolled who are women: Not specified

Challenges with enrollment or use of the Not specified
program by other populations:

Cost/Person: Not specified
Challenges with Implementation or Program: • Data Management: the information collected during the initial voter registra-
tion was of mixed quality and coverage, making the transition into a civil registry
and national ID system difficult. 28

Process for responding to implementation Not specified
challenges:
FUNCTIONAL USES OF PROGRAM

Financial Services (including Social Transfers)
• KYC: the National Identity Card is required for opening a bank account, as well as verification for other services provided by the
Credit Information Bureau or Bangladesh Financial Intelligence Unit (BFIU).
• Social Transfers: the national database with citizen information can be accessed by the Bangladesh Bureau of Statistics (Bangla-
desh Poverty Database), the Ministry of Social Welfare (safety net schemes) and the Access to Information (A2I) program of the
Prime Minister’s Office 29.
Elections
• Voting: the National Identity Card functions as a voter identity card. 30
Surveillance and Security
• SIM registration: the NID is required for establishing a new mobile phone connection. 31
Other Functions
• The NID database is used to verify identities of citizens applying for a passport or registering for electronic income tax identifica-
tion numbers. 32,33

4
3
5
7
6
2
1 Khan, 2014, Islam et al. 2012, Gelb and Clark, 2013, World Bank, 2015, Chowdhury, 2015c, World Bank, 2015, Khan,
10
8
11
2014, World Bank, 2015, Chowdhury, 2015c, World Bank, 2015, Election Commission of Bangladesh, n.d., Chowdhury,
12
9
17
14
16
2015c, Chowdhury, 2015b, Islam et al., 2012, Chowdhury, 2015b, Khan, 2014, Chowdhury, 2015c, Immigration and
15
18
13
21
19
20
22
Refugee Board of Canada, 2010, Gelb and Clark, 2013, Chowdhury. 2015a, Tip Boss, n.d., Immigration and Refugee Board
27
29
28
of Canada, 2010, Ibid, Islam et al., 2012, Khan, 2014, Chowdhury, 2015a, Gelb and Clark, 2013, ibid, World Bank,
24
25
23
26
30
32
31
33
2015, Immigration and Refugee Board of Canada, 2010, BBC News, 2012, World Bank, 2015, Ibid.
105