Page 119 - AI for Good-Innovate for Impact Final Report 2024
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AI for Good-Innovate for Impact



               Use Case – 26: Multimodal Bio-verification and Anti-counterfeiting

               Platform                                                                                             26 - MSXF








               Country: China

               Organization:  Mashang Consumer Finance Co., Ltd. (MSCF)

               Contact person: Weihong Deng, Yufeng Xie, yufeng.xie@ msxf .com


               26�1� Use case summary table


                Domain            Security and Biometrics
                The problem to be  Identify people and detect the fake face by using multimodal features
                addressed         such as images, video, voice, and ultrasound. Protect us from fraud and
                                  false identity information

                Key aspects of the  Using the AI models to identify real and fake faces, it makes comprehen-
                solution          sive use of video, image, voiceprint, ultrasound, and other features to
                                  ensure the security of identification.
                Technology        Biometrics, Computer vision, multimodal fusion, Anti-Counterfeiting,
                keywords          Privacy and Data Protection.
                Data availability   Facial images, video, voice, and ultrasound. Parts of our data were
                                  licensed to be made public, which we will make public to promote
                                  research in this area.

                Metadata (type of   Image, Video, Biometric personal data, template format, voice frequency
                data)             metadata

                Model Training    We use BP algorithm to train our anti-counterfeiting model which is
                and fine-tuning   based on transformer architecture. The data used for training were
                                  collected by ourselves and purchased from data companies. All data
                                  were licensed to be taken by subjects and used for model training.

                Testbeds or pilot   The platform is deployed as a part of the financial services system of our
                deployments       company, which used to ensure the security of financial transactions



               26�2� Use case description


               26�2�1  Description

               The multi-modal biometric verification and anti-counterfeiting platform (MmBvAcP), with
               its three-tier defense design system, is an exceptionally forward-thinking and innovative
               technological solution that plays a crucial role in ensuring security, enhancing efficiency, and
               improving user experience.

               To begin with, the platform integrates multi-modal biometric verification technology, combining
               biometric feature recognition with various modes such as facial recognition and voice




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