Page 8 - Implementation of Secure Authentication Technologies for Digital Financial Services

2 Acronyms

IFAA Internet Finance Authentication Alliance
AAGUID Authenticator Attestation GUID ITU FG DFS ITU Focus Group on Digital Financial Ser-
ASPSP Account Servicing Payment Service Pro- vices
viders KUA KYC User Agency
AUA Authentication User Agency MGNREGA Mahatma Gandhi National Rural Employ-
API Application Programming Interface ment Guarantee Act
APB Aadhaar Payments Bridge MFA Multi Factor Authentication
AEPS Aadhaar Enabled Payment System MSISDN Mobile Station International Subscriber
CIDR Central Identities Data Repository Directory Number
CTAP Client to Authenticator Protocol NPCI National Payments Corporation of India
DFS DDigital Financial Services NFC Near Field Communication
eKYC Electronic Know-Your-Customer NIST National Institute of Standards and Tech-
eIDAS electronic IDentification, Authentication nology
and trust Services OIDC OpenID Connect
FAR False Acceptance Rate OOB Out of Band
FIPS Federal Information Processing Standards OTP One Time Password
FIDO UAF Fast Identity Online User Authentication PSD2 Payment Services Directive 2
Framework RP Relying Party
FIDO U2F Fast Identity Online User Second Factor RTS Regulatory Technical Standards
FRR False Rejection Rate SCA Strong Customer Authentication
FTE Failure to Enroll SSB Standards Setting Bodies
GUID Globally Unique Identifier SIM Subscriber Identity Module
HSM Hardware Security Module TPP Third Party (Payment Service) Providers
ID GW Identity Gateway U2F Universal Second Factor
IdP Identity Provider UAF Universal Authentication Framework
IFAA Internet Finance Authentication Alliance UIDAI Unique Identification Authority of India
IMEI International Mobile Equipment Identity UPI Universal Payments Interface
IMSI International Mobile Subscriber Identity VPA Virtual Payment Address

6 Implementation of Secure Authentication Technologies for Digital Financial Services