Page 62 - Implementation of Secure Authentication Technologies for Digital Financial Services

https:// www .gsma .com/ identity/ wp -content/ mobile SCA. The aim of ASPSPs is to prevent a
uploads/ 2018/ 02/ Mobile -strong -customer single point of failure and offer a variety of authen-
-authentication -under -PSD2 _March2018 -FINAL tication solutions to their payment service users
.pdf (PSUs); the solutions selected for consideration in
Mobile strong customer authentication under PSD2: this document, therefore, can be combined and
comparisons and considerations implemented in a complementary way.”

• “This paper looks at major mobile SCA solutions https:// developer .mobileconnect .io/ step -by -step
that are generically available in the EU at the time -guide
of writing. Whilst there are many proprietary and
national solutions that comply effectively with • “Implementing Mobile Connect involves interact-
the PSD2 requirements, we have focused on those ing with a number of different services and tech-
that are generically available across the European nologies. The section shows each of the steps you
Union. The profiles in this paper are indicative only need to follow and offers guidance on how to
of high-level considerations that payment service complete the steps.”
providers will have in mind when implementing

60 Implementation of Secure Authentication Technologies for Digital Financial Services