Page 170 - ITU-T Focus Group Digital Financial Services – Technology, innovation and competition
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ITU-T Focus Group Digital Financial Services
                                              Technology, Innovation and Competition



               The country examples included below and the accompanying explanatory text reflect this approach, which
               first defines the context of the issue and any technical or other components outlines any related competition
               aspects, and then provides the country examples where the issue and any identified competition aspects have
               arisen and are dealt with (if applicable).

               Similarly, a functional approach is used to describe any technical solutions that have been designed or employed
               to deal with any competition bottlenecks in DFS.
                                                        4
               The study also recognizes that where issues of dominance or significant market power (SMP) arise, this is
               usually only a determination that can be decided by the relevant authorities on a case by case basis after a
               market review and analysis. Indeed, market dominance with or without SMP and associated market conduct
               that invokes the ire of competitors, may or may not actually breach national competition law and/or related
               competition provisions of sectoral legislation and require specific regulatory determinations.
































































               4   Because the country examples may have multiple use cases, for sake of completeness these examples may be duplicated in mul-
                  tiple sections.



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