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ITU-T Focus Group Digital Financial Services
Technology, Innovation and Competition
VI Distributed Ledger Technologies and Financial Inclusion
About this report
This technical report was written by Leon Perlman, PhD.
The author would like to thank members of the International Telecommunications Union (ITU), TIC, WG, and
others for their considered and constructive comments on drafts of this study. In particular, Paul Makin of Consult
Hyperion UK, Prof Kevin Butler of the University of Florida, Albert Lewis of the US Federal Communications
Commission, Vijay Mauree of ITU, Prof Emin Gün Sirer of Cornell University, Tim Swanson of R3, Adrian Hope-
Bailie of Ripple, and Ariadne Plaitakis of Mondato.
All citation links were checked for validity in February 2017.
If you would like to provide any additional information, please contact Vijay Mauree at tsbfgdfs@itu.int
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