Page 41 - ITU-T Focus Group Digital Financial Services – Recommendations
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ITU-T Focus Group Digital Financial Services
Recommendations
Title of recommendation Liability in case of MNO infrastructure exploitation
Working Group Technology, Innovation and Competition
Workstream Security
Audience for recommendation Device manufacturers, DFS providers
Terms and Conditions of DFS customer contracts should be modified to acknowledge liability shift in loss of con-
sumer funds, through the possibility of the MNO infrastructure being exploited.
In addition, device distributors should ensure that new devices do not contain any factory-installed malware
of similar software that could compromise DFS accounts. The use of hardware-backed security mechanisms
on mobile devices, and the assurance of only essential programs that have been evaluated for security loaded
onto these devices by MNOs can mitigate the spread of malware onto these devices.
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