Country assessment to facilitate digital financial inclusion in Ethiopia
Table of contents
List of figures and tables
Executive summary
Acronyms and glossary
1 Introduction
     1.1 Introduction
     1.2 Methodology and limitations
          1.2.1 Conceptual/methodological framework
          1.2.2 Limitations
2 Digital financial inclusion concepts, global and regional comparisons
     2.1 Introduction
     2.2 Overview of DFI: the concept, role and contributions
          2.2.1 Articulating the concept of financial inclusion and the barriers
          2.2.2 Digital financial inclusion
          2.2.3 The contribution of DFS to economic growth and achievement of SDGs
          2.2.4 Implications and indicative recommendations
     2.3 The state of DFI: global comparisons
          2.3.1 Payments and the dominant mode of transfers
          2.3.2 Use of accounts for digital payments
          2.3.3 Saving, credit and financial resilience
          2.3.4 Implications and indicative recommendations
          2.3.5 Multi-stakeholder engagements
          2.3.6 DFS and the COVID-19 pandemic
          2.3.7 DFS and its impact on women’s empowerment
3 The digital financial inclusion landscape: country context
     3.1 Current status and trends of DFI
     3.2 An overview of the financial sector
     3.3 The supply of DFS in Ethiopia
          3.3.1 Evolution of mobile and agency banking in Ethiopia
          3.3.2 DFS channels and existing platforms
     3.4 Users and usage of DFS
     3.5 Demand-side findings on DFI in Ethiopia
4 Ethiopia’s readiness and stakeholders for digital financial inclusion
     4.1 Ethiopia’s readiness assessment: achievements and gaps for DFI
          4.1.1 Infrastructure readiness: connectivity, power and financial infrastructure
          4.1.2 Enabling systems and e-governance for DFI
          4.1.3 People’s readiness – Financial Inclusion and the gender divide
          4.1.4 Policy, regulation and institutional set-up for DFI
          4.1.5 Summary of achievements and gaps
     4.2 Stakeholder analysis for DFI in Ethiopia
5 Problem analysis and implications
     5.1 Problem analysis: causes and effects of exclusionary DFS
     5.2 Implications for recommendation
6 Strategic issues and recommendations for advancing women’s digital financial inclusion
References
Annexes
     Annex 1
     Annex 2
     Annex 3