Table of Contents

 1     Scope          
 2     References
 3     Definitions
        3.1     Terms defined elsewhere       
        3.2     Terms defined in this Recommendation           
 4     Abbreviations and acronyms             
 5     Conventions            
 6     Problem statements             
        6.1     Different use cases    
        6.2     Legal entities
        6.3     Mobile network QoS affecting all services        
        6.4     Possible solutions       
 7     Conclusions              
        7.1     Conclusions for service category 1       
        7.2     Conclusions for service category 2       
        7.3     Conclusions related to digital financial services             
 8     Future considerations: Top-level view           
        8.1     Use cases and related top-level KPI    
        8.2     Technological components of DFSs     
        8.3     Stakeholders
        8.4     QoS monitoring           
Annex A – Underlying functionalities of DFS applications    
        A.1     Service category 1 (feature phone)    
        A.2     Service category 2 (smartphone)        
Appendix I – Considerations related to the fitness for DFSs    
Appendix II – Is DFS a "popular service"?    
       II.1     Relationship between QoS and QoE     
       II.2     Services, applications or "popular services"      
       II.3     Is a DFS a "popular service"?   
Bibliography